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Title Cestovné kancelárie Author info Kristína Pompurová, Tibor Bajaník Author Pompurová Kristína 1983-
Co-authors Bajaník Tibor
Issue data Banská Bystrica : Vydavateľstvo Univerzity Mateja Bela - Belianum : Ekonomická fakulta Univerzity Mateja Bela v Banskej Bystrici , 2022. - 181 s. : obr., tab., 25 cm Issue 1. vyd. Edition Ekonomická fakulta ISBN 978-80-557-1990-0 Note Bibliografia. Register Keywords cestovné kancelárie - travel agencies cestovný ruch - turizmus - tourism manažment cestovného ruchu - tourism management marketing cestovného ruchu - tourism marketing Form. Descr. učebnice vysokých škôl - textbooks (higher) Language Slovak Country Slovak Republic systematics 338.486.21 338.48 338.486 338.487:658.8 Catal.org. BB301 - Univerzitná knižnica Univerzity Mateja Bela v Banskej Bystrici Database xkni - BOOKS Copy count 20, currently available 16, at library only 2 
book
Call number Location Sublocation Umiestnenie Info 386249 Univerzita Mateja Bela Universal reading room In-Library Use Only 386250 Univerzita Mateja Bela Economic reading room In-Library Use Only 386251 Univerzita Mateja Bela Department of absent lending vypož. (until 24.06.2024) 386252 Univerzita Mateja Bela Department of absent lending 386253 Univerzita Mateja Bela Department of absent lending 386254 Univerzita Mateja Bela Department of absent lending vypož. (until 10.06.2024) 386255 Univerzita Mateja Bela Department of absent lending 386256 Univerzita Mateja Bela Department of absent lending 386257 Univerzita Mateja Bela Department of absent lending 386258 Univerzita Mateja Bela Department of absent lending 386259 Univerzita Mateja Bela Department of absent lending 386260 Univerzita Mateja Bela Department of absent lending 386261 Univerzita Mateja Bela Department of absent lending 386262 Univerzita Mateja Bela Department of absent lending 386263 Univerzita Mateja Bela Department of absent lending 386264 Univerzita Mateja Bela Department of absent lending 386265 Univerzita Mateja Bela Department of absent lending 386266 Univerzita Mateja Bela Department of absent lending 386267 Univerzita Mateja Bela Department of absent lending 386268 Univerzita Mateja Bela Department of absent lending 
Title Perspektívy rozvoja dobrovoľníckeho cestovného ruchu na Slovensku Subtitle zborník vedeckých prác Author info editori: Kristína Pompurová, Radka Marčeková Another authors Pompurová Kristína 1983- (Editor)
Marčeková Radka 1979- (Editor)
Issue data Banská Bystrica : Belianum : Univerzita Mateja Bela v Banskej Bystrici, Ekonomická fakulta , 2018. - 106 s. : tab., CD-ROM ISBN 978-80-557-1504-9 Type of el. source Elektronický zborník Keywords cestovný ruch - turizmus - tourism dobrovoľníctvo - voluntarism - volunteering manažment cestovného ruchu - tourism management Form. Descr. zborníky - miscellanea Language Slovak, English Country Slovak Republic systematics 338.48 364-78-027.556 338.48:005.1 Catal.org. BB301 - Univerzitná knižnica Univerzity Mateja Bela v Banskej Bystrici Database xkni - BOOKS Copy count 2, currently available 1, at library only 1 
document on cd/dvd
Call number Location Sublocation Umiestnenie Info 369609 Univerzita Mateja Bela Economic reading room In-Library Use Only 369610 Univerzita Mateja Bela Department of absent lending Title Zdravotný cestovný ruch Subtitle [skriptá] Author info Radka Marčeková, Kristína Pompurová, Marian Gúčik Author Marčeková Radka 1979-
Co-authors Pompurová Kristína 1983-
Gúčik Marian 1945-
Issue data Banská Bystrica : Vydavateľstvo Univerzity Mateja Bela - Belianum , 2015. - 168 s. : obr., tab., 21 cm Issue 1. vyd. ISBN 978-80-557-0989-5 Note Podnázov z obálky. - Bibliografia s. 158-168 Keywords kúpeľníctvo - balneológia - balneology kúpeľný cestovný ruch - spa tourism zdravotný cestovný ruch wellness cestovný ruch vysokoškolské skriptá spa tourism medical tourism wellness tourism university textbooks Language Slovak Country Slovak Republic systematics 338.48-6:616-08 338.48-6:615.838 338.48-6:613.7 615.838 (075.8) URL Plný text dostupný vo Virtuálnej študovni UMB Catal.org. BB301 - Univerzitná knižnica Univerzity Mateja Bela v Banskej Bystrici Database xkni - BOOKS Copy count 75, currently available 73, at library only 2 
unrecognised
Call number Location Sublocation Umiestnenie Info 354728 Univerzita Mateja Bela Universal reading room In-Library Use Only 354729 Univerzita Mateja Bela Economic reading room In-Library Use Only 354730 Univerzita Mateja Bela Department of absent lending 354731 Univerzita Mateja Bela Department of absent lending 354732 Univerzita Mateja Bela Department of absent lending 354733 Univerzita Mateja Bela Department of absent lending 354734 Univerzita Mateja Bela Department of absent lending 354735 Univerzita Mateja Bela Department of absent lending 354736 Univerzita Mateja Bela Department of absent lending 354737 Univerzita Mateja Bela Department of absent lending 354738 Univerzita Mateja Bela Department of absent lending 354739 Univerzita Mateja Bela Department of absent lending 354740 Univerzita Mateja Bela Department of absent lending 354741 Univerzita Mateja Bela Department of absent lending 354742 Univerzita Mateja Bela Department of absent lending 354743 Univerzita Mateja Bela Department of absent lending 354744 Univerzita Mateja Bela Department of absent lending 354745 Univerzita Mateja Bela Department of absent lending 354746 Univerzita Mateja Bela Department of absent lending 354747 Univerzita Mateja Bela Department of absent lending 354748 Univerzita Mateja Bela Department of absent lending 354749 Univerzita Mateja Bela Department of absent lending 354750 Univerzita Mateja Bela Department of absent lending 354751 Univerzita Mateja Bela Department of absent lending 354752 Univerzita Mateja Bela Department of absent lending 354753 Univerzita Mateja Bela Department of absent lending 354754 Univerzita Mateja Bela Department of absent lending 354755 Univerzita Mateja Bela Department of absent lending 354756 Univerzita Mateja Bela Department of absent lending 354757 Univerzita Mateja Bela Department of absent lending 354758 Univerzita Mateja Bela Department of absent lending 354759 Univerzita Mateja Bela Department of absent lending 354760 Univerzita Mateja Bela Department of absent lending 354761 Univerzita Mateja Bela Department of absent lending 354762 Univerzita Mateja Bela Department of absent lending 354763 Univerzita Mateja Bela Department of absent lending 354764 Univerzita Mateja Bela Department of absent lending 354765 Univerzita Mateja Bela Department of absent lending 354766 Univerzita Mateja Bela Department of absent lending 354767 Univerzita Mateja Bela Department of absent lending 354768 Univerzita Mateja Bela Department of absent lending 354769 Univerzita Mateja Bela Department of absent lending 354770 Univerzita Mateja Bela Department of absent lending 354771 Univerzita Mateja Bela Department of absent lending 354772 Univerzita Mateja Bela Department of absent lending 354773 Univerzita Mateja Bela Department of absent lending 354774 Univerzita Mateja Bela Department of absent lending 354775 Univerzita Mateja Bela Department of absent lending 354776 Univerzita Mateja Bela Department of absent lending 354777 Univerzita Mateja Bela Department of absent lending 354778 Univerzita Mateja Bela Department of absent lending 354779 Univerzita Mateja Bela Department of absent lending 354780 Univerzita Mateja Bela Department of absent lending 354781 Univerzita Mateja Bela Department of absent lending 354782 Univerzita Mateja Bela Department of absent lending 354783 Univerzita Mateja Bela Department of absent lending 354784 Univerzita Mateja Bela Department of absent lending 354785 Univerzita Mateja Bela Department of absent lending 354786 Univerzita Mateja Bela Department of absent lending 354787 Univerzita Mateja Bela Department of absent lending 354788 Univerzita Mateja Bela Department of absent lending 354789 Univerzita Mateja Bela Department of absent lending 354790 Univerzita Mateja Bela Department of absent lending 354791 Univerzita Mateja Bela Department of absent lending 354792 Univerzita Mateja Bela Department of absent lending 354793 Univerzita Mateja Bela Department of absent lending 354794 Univerzita Mateja Bela Department of absent lending 354795 Univerzita Mateja Bela Department of absent lending 354796 Univerzita Mateja Bela Department of absent lending 354797 Univerzita Mateja Bela Department of absent lending 354798 Univerzita Mateja Bela Department of absent lending 354799 Univerzita Mateja Bela Department of absent lending 354800 Univerzita Mateja Bela Department of absent lending 354801 Univerzita Mateja Bela Department of absent lending 354802 Univerzita Mateja Bela Department of absent lending Title Manažment organizovaných podujatí v cestovnom ruchu Subtitle [skriptá] Author info Kristína Pompurová, Marian Gúčik Author Pompurová Kristína 1983-
Co-authors Gúčik Marian 1945-
Issue data Banská Bystrica : Vydavateľstvo Univerzity Mateja Bela - Belianum , 2015. - 159 s. : gr., obr., 21 cm Issue 1. vyd. ISBN 978-80-557-0990-1 Note Podnázov z obálky. - Bibliografia s. 152-159 Keywords cestovný ruch - turizmus - tourism manažment cestovného ruchu - tourism management organizované podujatia - organized events vysokoškolské skriptá organized events university textbooks Language Slovak Country Slovak Republic systematics 338.48 338.486 338.48:005 (075.8) URL Plný text dostupný vo Virtuálnej študovni UMB Catal.org. BB301 - Univerzitná knižnica Univerzity Mateja Bela v Banskej Bystrici Database xkni - BOOKS Copy count 75, currently available 70, at library only 2 
book
Call number Location Sublocation Umiestnenie Info 355035 Univerzita Mateja Bela Universal reading room In-Library Use Only 355036 Univerzita Mateja Bela Economic reading room In-Library Use Only 355037 Univerzita Mateja Bela Department of absent lending 355038 Univerzita Mateja Bela Department of absent lending vypož. (until 24.06.2024) 355039 Univerzita Mateja Bela Department of absent lending vypož. (until 02.07.2024) 355040 Univerzita Mateja Bela Department of absent lending vypož. (until 07.06.2024) 355041 Univerzita Mateja Bela Department of absent lending 355042 Univerzita Mateja Bela Department of absent lending 355043 Univerzita Mateja Bela Department of absent lending 355044 Univerzita Mateja Bela Department of absent lending 355045 Univerzita Mateja Bela Department of absent lending 355046 Univerzita Mateja Bela Department of absent lending 355047 Univerzita Mateja Bela Department of absent lending 355048 Univerzita Mateja Bela Department of absent lending 355049 Univerzita Mateja Bela Department of absent lending 355050 Univerzita Mateja Bela Department of absent lending 355051 Univerzita Mateja Bela Department of absent lending 355052 Univerzita Mateja Bela Department of absent lending 355053 Univerzita Mateja Bela Department of absent lending 355054 Univerzita Mateja Bela Department of absent lending 355055 Univerzita Mateja Bela Department of absent lending 355056 Univerzita Mateja Bela Department of absent lending 355057 Univerzita Mateja Bela Department of absent lending 355058 Univerzita Mateja Bela Department of absent lending 355059 Univerzita Mateja Bela Department of absent lending 355060 Univerzita Mateja Bela Department of absent lending 355061 Univerzita Mateja Bela Department of absent lending 355062 Univerzita Mateja Bela Department of absent lending 355063 Univerzita Mateja Bela Department of absent lending 355064 Univerzita Mateja Bela Department of absent lending 355065 Univerzita Mateja Bela Department of absent lending 355066 Univerzita Mateja Bela Department of absent lending 355067 Univerzita Mateja Bela Department of absent lending 355068 Univerzita Mateja Bela Department of absent lending 355069 Univerzita Mateja Bela Department of absent lending 355070 Univerzita Mateja Bela Department of absent lending 355071 Univerzita Mateja Bela Department of absent lending 355072 Univerzita Mateja Bela Department of absent lending 355073 Univerzita Mateja Bela Department of absent lending 355074 Univerzita Mateja Bela Department of absent lending 355075 Univerzita Mateja Bela Department of absent lending 355076 Univerzita Mateja Bela Department of absent lending 355077 Univerzita Mateja Bela Department of absent lending 355078 Univerzita Mateja Bela Department of absent lending 355079 Univerzita Mateja Bela Department of absent lending 355080 Univerzita Mateja Bela Department of absent lending 355081 Univerzita Mateja Bela Department of absent lending 355082 Univerzita Mateja Bela Department of absent lending 355083 Univerzita Mateja Bela Department of absent lending 355084 Univerzita Mateja Bela Department of absent lending 355085 Univerzita Mateja Bela Department of absent lending 355086 Univerzita Mateja Bela Department of absent lending 355087 Univerzita Mateja Bela Department of absent lending 355088 Univerzita Mateja Bela Department of absent lending 355089 Univerzita Mateja Bela Department of absent lending 355090 Univerzita Mateja Bela Department of absent lending 355091 Univerzita Mateja Bela Department of absent lending 355092 Univerzita Mateja Bela Department of absent lending 355093 Univerzita Mateja Bela Department of absent lending 355094 Univerzita Mateja Bela Department of absent lending 355095 Univerzita Mateja Bela Department of absent lending 355096 Univerzita Mateja Bela Department of absent lending 355097 Univerzita Mateja Bela Department of absent lending 355098 Univerzita Mateja Bela Department of absent lending 355099 Univerzita Mateja Bela Department of absent lending 355100 Univerzita Mateja Bela Department of absent lending 355101 Univerzita Mateja Bela Department of absent lending 355102 Univerzita Mateja Bela Department of absent lending 355103 Univerzita Mateja Bela Department of absent lending 355104 Univerzita Mateja Bela Department of absent lending 355105 Univerzita Mateja Bela Department of absent lending 355106 Univerzita Mateja Bela Department of absent lending 355107 Univerzita Mateja Bela Department of absent lending 355108 Univerzita Mateja Bela Department of absent lending 355109 Univerzita Mateja Bela Department of absent lending Title Organizované podujatia ako nástroj dynamizácie cestovného ruchu Author info Kristína Pompurová Author Pompurová Kristína 1983-
Issue data Banská Bystrica : Vydavateľstvo Univerzity Mateja Bela - Belianum , 2014. - 197 s. : tab., 21 cm Issue 1. vyd. ISBN 978-80-557-0779-2 Note Bibliografia s. 149-164 Keywords cestovný ruch - turizmus - tourism organizované podujatia - organized events manažment cestovného ruchu - tourism management organized events Language Slovak Country Slovak Republic systematics 338.486 371.383 Catal.org. BB301 - Univerzitná knižnica Univerzity Mateja Bela v Banskej Bystrici Database xkni - BOOKS Copy count 30, currently available 27, at library only 1 References (1) - PUBLIKAČNÁ ČINNOSŤ 
book
Call number Location Sublocation Umiestnenie Info 346995 Univerzita Mateja Bela Economic reading room In-Library Use Only 346996 Univerzita Mateja Bela Department of absent lending 346997 Univerzita Mateja Bela Department of absent lending vypož. (until 24.06.2024) 346998 Univerzita Mateja Bela Department of absent lending vypož. (until 02.07.2024) 346999 Univerzita Mateja Bela Department of absent lending 347000 Univerzita Mateja Bela Department of absent lending 347001 Univerzita Mateja Bela Department of absent lending 347002 Univerzita Mateja Bela Department of absent lending 347003 Univerzita Mateja Bela Department of absent lending 347004 Univerzita Mateja Bela Department of absent lending 347005 Univerzita Mateja Bela Department of absent lending 347006 Univerzita Mateja Bela Department of absent lending 347007 Univerzita Mateja Bela Department of absent lending 347008 Univerzita Mateja Bela Department of absent lending 347009 Univerzita Mateja Bela Department of absent lending 347010 Univerzita Mateja Bela Department of absent lending 347011 Univerzita Mateja Bela Department of absent lending 347012 Univerzita Mateja Bela Department of absent lending 347013 Univerzita Mateja Bela Department of absent lending 347014 Univerzita Mateja Bela Department of absent lending 347015 Univerzita Mateja Bela Department of absent lending 347016 Univerzita Mateja Bela Department of absent lending 347017 Univerzita Mateja Bela Department of absent lending 347018 Univerzita Mateja Bela Department of absent lending 347019 Univerzita Mateja Bela Department of absent lending 347020 Univerzita Mateja Bela Department of absent lending 347021 Univerzita Mateja Bela Department of absent lending 347022 Univerzita Mateja Bela Department of absent lending 347023 Univerzita Mateja Bela Department of absent lending 347024 Univerzita Mateja Bela Department of absent lending Title Atraktívnosť Slovenska ako cieľového miesta cestovného ruchu Author info Kristína Pompurová Author Pompurová Kristína 1983-
Issue data Banská Bystrica : Univerzita Mateja Bela, Ekonomická fakulta , 2013. - 157 s. : tab. Issue 1. vyd. Edition Studia oeconomica , 43 ISBN 978-80-557-0529-3 Note Bibliografia s. 114-130 Corporation keywords Vyšehradská štvorka - Višegrádska štvorka - V4 (zoskupenie štátov) - Vyšehradská skupina - Visegrad Group
Keywords atraktívnosť cieľového miesta - tourism destination attractiveness - attractiveness of the destination cestovný ruch - turizmus - tourism krajiny V4 - V4 countries Headings Geogr. Slovensko Language Slovak Country Slovak Republic systematics 338.48 (437.6) Catal.org. BB301 - Univerzitná knižnica Univerzity Mateja Bela v Banskej Bystrici Database xkni - BOOKS Copy count 34, currently available 33, at library only 1 
unrecognised
Call number Location Sublocation Umiestnenie Info 337995 Univerzita Mateja Bela Economic reading room In-Library Use Only 337996 Univerzita Mateja Bela Department of absent lending 337997 Univerzita Mateja Bela Department of absent lending 337998 Univerzita Mateja Bela Department of absent lending 337999 Univerzita Mateja Bela Department of absent lending 338000 Univerzita Mateja Bela Department of absent lending 338001 Univerzita Mateja Bela Department of absent lending 338002 Univerzita Mateja Bela Department of absent lending 338003 Univerzita Mateja Bela Department of absent lending 338004 Univerzita Mateja Bela Department of absent lending 338005 Univerzita Mateja Bela Department of absent lending 338006 Univerzita Mateja Bela Department of absent lending 338007 Univerzita Mateja Bela Department of absent lending 338008 Univerzita Mateja Bela Department of absent lending 338009 Univerzita Mateja Bela Department of absent lending 338010 Univerzita Mateja Bela Department of absent lending 338011 Univerzita Mateja Bela Department of absent lending 338012 Univerzita Mateja Bela Department of absent lending 338013 Univerzita Mateja Bela Department of absent lending 338014 Univerzita Mateja Bela Department of absent lending 338015 Univerzita Mateja Bela Department of absent lending 338016 Univerzita Mateja Bela Department of absent lending 338017 Univerzita Mateja Bela Department of absent lending 338018 Univerzita Mateja Bela Department of absent lending 338019 Univerzita Mateja Bela Department of absent lending 338020 Univerzita Mateja Bela Department of absent lending 338021 Univerzita Mateja Bela Department of absent lending 338022 Univerzita Mateja Bela Department of absent lending 338023 Univerzita Mateja Bela Department of absent lending 338024 Univerzita Mateja Bela Department of absent lending 338025 Univerzita Mateja Bela Department of absent lending 338026 Univerzita Mateja Bela Department of absent lending 338027 Univerzita Mateja Bela Department of absent lending 338028 Univerzita Mateja Bela Department of absent lending Title Manažment prevádzky cestovnej kancelárie Author info Kristína Pompurová Author Pompurová Kristína 1983-
Issue data Banská Bystrica : Univerzita Mateja Bela , 2011. - 139 s. : il., tab., 25 cm Issue 1. vyd. ISBN 978-80-557-0314-5 Note Bibliogr. s. 133-138 Keywords cestovné kancelárie - travel agencies manažment cestovného ruchu - tourism management travel bureaus Language Slovak Country Slovak Republic systematics 338.486.21 005 URL Plný text dostupný vo Virtuálnej študovni UMB Catal.org. BB301 - Univerzitná knižnica Univerzity Mateja Bela v Banskej Bystrici Database xkni - BOOKS Copy count 36, currently available 35, at library only 1 
unrecognised
Call number Location Sublocation Umiestnenie Info 329623 Univerzita Mateja Bela Economic reading room In-Library Use Only 329624 Univerzita Mateja Bela Department of absent lending 329625 Univerzita Mateja Bela Department of absent lending 329626 Univerzita Mateja Bela Department of absent lending 329627 Univerzita Mateja Bela Department of absent lending 329628 Univerzita Mateja Bela Department of absent lending 329629 Univerzita Mateja Bela Department of absent lending 329630 Univerzita Mateja Bela Department of absent lending 329632 Univerzita Mateja Bela Department of absent lending 329633 Univerzita Mateja Bela Department of absent lending 329634 Univerzita Mateja Bela Department of absent lending 329636 Univerzita Mateja Bela Department of absent lending 329637 Univerzita Mateja Bela Department of absent lending 329638 Univerzita Mateja Bela Department of absent lending 329639 Univerzita Mateja Bela Department of absent lending 329640 Univerzita Mateja Bela Department of absent lending 329641 Univerzita Mateja Bela Department of absent lending 329642 Univerzita Mateja Bela Department of absent lending 329643 Univerzita Mateja Bela Department of absent lending 329644 Univerzita Mateja Bela Department of absent lending 329645 Univerzita Mateja Bela Department of absent lending 329646 Univerzita Mateja Bela Department of absent lending 329647 Univerzita Mateja Bela Department of absent lending 329649 Univerzita Mateja Bela Department of absent lending 329650 Univerzita Mateja Bela Department of absent lending 329651 Univerzita Mateja Bela Department of absent lending 329652 Univerzita Mateja Bela Department of absent lending 329653 Univerzita Mateja Bela Department of absent lending 329654 Univerzita Mateja Bela Department of absent lending 329656 Univerzita Mateja Bela Department of absent lending 329657 Univerzita Mateja Bela Department of absent lending 329658 Univerzita Mateja Bela Department of absent lending 329659 Univerzita Mateja Bela Department of absent lending 329661 Univerzita Mateja Bela Department of absent lending 329662 Univerzita Mateja Bela Department of absent lending 329665 Univerzita Mateja Bela Department of absent lending Title Manažérstvo sťažností v organizáciách služieb Author info Marian Gúčik a kolektív; [rec. Milota Vetráková, Miroslava Kostková] Author Gúčik Marian 1945-
Another authors Belešová Stanislava (Author)
Holúbeková Katarína 1981- (Author)
Hudecová Eva 1949- (Author)
Linderová Ivica (Author)
Pompurová Kristína 1983- (Author)
Vetráková Milota 1950- (Recenzent)
Kostková Miroslava (Recenzent)
Issue data Banská Bystrica : Univerzita Mateja Bela, Ekonomická fakulta , 2009. - 120 s. : tab., 25 cm Issue [1. vyd.] ISBN 978-80-8083-839-3 Note Terminologický slovník. - Bibliografia s. 116-120 Keywords manažment sťažností - complaints management služby - service industries - services vysokoškolské učebné texty textbooks (higher) Language Slovak Country Slovak Republic systematics 33 005 URL Plný text dostupný vo Virtuálnej študovni UMB Catal.org. BB301 - Univerzitná knižnica Univerzity Mateja Bela v Banskej Bystrici Database xkni - BOOKS Copy count 17, currently available 16, at library only 1 
unrecognised
Call number Location Sublocation Umiestnenie Info 309923 Univerzita Mateja Bela Economic reading room In-Library Use Only 309931 Univerzita Mateja Bela Department of absent lending 309934 Univerzita Mateja Bela Department of absent lending 309937 Univerzita Mateja Bela Department of absent lending 309938 Univerzita Mateja Bela Department of absent lending 309939 Univerzita Mateja Bela Department of absent lending 309940 Univerzita Mateja Bela Department of absent lending 309941 Univerzita Mateja Bela Department of absent lending 309942 Univerzita Mateja Bela Department of absent lending 309943 Univerzita Mateja Bela Department of absent lending 309945 Univerzita Mateja Bela Department of absent lending 309946 Univerzita Mateja Bela Department of absent lending 309947 Univerzita Mateja Bela Department of absent lending 309949 Univerzita Mateja Bela Department of absent lending 309950 Univerzita Mateja Bela Department of absent lending 309951 Univerzita Mateja Bela Department of absent lending 314055 Univerzita Mateja Bela Department of absent lending
